IBP Superior Qualification (ISQ) is the only recognized professional qualification for bankers in Pakistan, which is recognized both, locally and internationally. The Central Bank has endorsed this qualification and it is also acclaimed by the banking and financial sector as well. ISQ is a professional qualification program which is aimed at empowering the present and potential management-level bankers with the practical knowledge about the banking industry and its functions.

ISQ is a three-level, self-study program designed to equip entrants of the banking industry with necessary skills and knowledge to become well-rounded banking professionals. Unlike academic qualifications, the ISQ is both market-based and practical. Through a carefully designed course structure and subject matter, participants are able to accelerate their learning process and acquire the relevant banking knowledge of regulations, products, lending, marketing, operations and management which they would otherwise only acquire informally over an extended period in their professional banking careers.

The ISQ comprises of three stages which are Junior Associateship of IBP (JAIBP), Associateship of IBP (AIBP) and Fellowship of IBP (FIBP). The JAIBP and AIBP qualifications are both recognized by the Chartered Banker Institute (UK).

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Benefits of the ISQ program

  1. An internationally recognized qualification accredited by CBI (UK).
  2. A cross-functional knowledge base designed to educate the candidate about best practices and banking technicalities.
  3. A flexible course structure to suit both working professionals and full time students.
  4. An affordable and cost-effective qualification.
  5. Structured curriculum linked to banking practices.
  6. Cash rewards to employees from banks.
  7. Faster career growth including possible promotions.
  8. Self study module.

Teaching & Testing Methodology:

  • Learning Aids

› Self-Study Program – ISQ Handbook 2012 is available ( to download, click here ).
› Coaching classes available
› Customized Reference Books

› Syllabus Guides is available ( to download, click here )
› Mentoring, counseling and support material available

  • Testing Methodology

› Written exams

› 2-3 Hours examination for each subject

› The Assessment Scheme for each subject is available in the specific Syllabus Guides

Program Structure

ISQ allows maximum flexibility to participants to pace out and manage their studies even with their full-time professional routines. The modular multi-stage structure enables participants to select their own workload and sequence their choice of courses in order of their own interest, preferences and professional needs.

Eligibility Criteria

  • Graduate in any discipline with a minimum 2nd Division
  • Minimum 07 years of banking experience along with experience letter(s) is required

Fee Structure

  • Registration fee (one-time): PKR 15,000/-
  • Examination fee: PKR 1500/- (per course)



  • Business Communication for Financial Services
  • Introduction to Financial Systems and Banking Regulations
  • Information Technology in Financial Services
  • Branch Banking


  • Accounting for Financial Services
  • Lending: Products, Operations and Risk Management
  • Human Resource Management and Organizational Behavior
  • Economics


  • Marketing of Financial Services
  • Finance of International Trade & Related Treasury Operations
  • Management Accounting for Financial Services

Specialization Subjects (any one subject to be selected)

  • Microfinance
  • Agricultural Finance
  • Islamic Finance
  • SME Banking

All Junior Associateship of IBP (JAIBP) qualified candidates are eligible to apply in this course. The Associateship of IBP (AIBP) will be awarded to those who:

  • Have minimum 3 years of total banking experience.
  • Have a record of Continual Professional Development (CPD) through receiving or imparting training or other knowledge related activities. Minimum CPD required is 60 hours.


Core Subjects

  • Anti-Money Laundering Measures and Business Ethics
  • Corporate and Banking Law
  • Advance Risk Management
  • Financial Planning and Budgeting

Specialization Subjects (any one subject to be selected)

  • Financial Derivatives
  • Project Financing
  • Capital Markets
  • Strategic Human Resource Management
  • An Introduction to Insurance

Those who pass the five subjects and meet all the above mentioned requirements will be awarded Associateship by the Council of the Institute.


Fellowship of the Institute of Bankers Pakistan (FIBP) will be awarded by the Council to those high class professionals who:

  1. Have earned the Associateship of IBP (AIBP) through IBP Superior Qualification (ISQ).
  2. Possess minimum 5 years’ experience after completion of Associateship with year-to-year record of continual professional development through imparting or receiving training.
  3. Submit a Dissertation on a topic approved by the IBP’s Academic Board and present and defend it in a viva voce.
  4. Have at least 2 published articles in magazines or journals of local or international repute.
  5. Passed the two core subjects.

Core Subjects

  • Strategic Management in Financial Institutions
  • Risk Management Systems and Operations

For more details, you may also call us at (021)111–IBP–ISQ (021-111-427-477)

For details on the transition process for DAIBP Mid-stream and DAIBP Qualified candidates, please contact examination@ibp.org.pk


IBP reserves the right to make changes to the program at its discretion.

To complete the registration process, the prospective ISQ candidate must follow the below steps:

1. Fill out a Registration Form

Registration Forms are also available, free of charge at

› all IBP Offices
› all SBP Offices

2. Mail or drop off a pay order along with the registration form to any of the IBP offices in the country along with:

  • 3 Photos
  • Attested copy of CNIC
  • Attested copy of educational documents
  • Documentation Required (non-graduates): Non-graduate candidates are required to submit a letter from their Academic Institutions confirming their enrollment in the graduating program stated in their Registration Form

The Institute of Bankers Pakistan is pleased to announce the results of ISQ Examinations Summer-2016 held in April, 2016. Please refer to the links below for details:

List of Qualified Candidates:

 Subject-wise Result – List of Successful Candidates:


ISQ Comprehensive Examination Result:

The Institute of Bankers Pakistan is pleased to announce the results of ISQ Comprehensive Examinations Summer-2016. Please refer to the links below for details:

List of ISQ Comprehensive Exams Qualified Candidates:


Marks Verification:

Now the marks re-totaling request will be entertain within 15 days from the date of declaration of result.

The candidate should submit a request for re-tabulation of the result along with demand draft/pay order of Rs.500/-(per paper).


  • The Institute reserves the right to correct, modify, alter or change the results in any manner if they are found to be wrongly tabulated or compiled.
  • Typographical error, if any, will not entitle the examinee to interpret the result in his/her favor and to claim any advantage there from. The Institute reserves the right to correct such mistakes as and when they come to notice and no action shall lie against the Institute.
  • The Institute reserves the right to cancel the result of examinee who are found guilty or using Unfair Means in the examination detected subsequent to the announcement of their result.